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Little Emily’s nose crunched as she bent down to examine the deep red rose petals creating a carpet leading to the wedding arch. With her right hand, the toddler carefully arranged one petal after another until they were perfectly aligned. The gathered celebrants smiled as the wedding photographer knelt, then lay on the grass, snapping one shot after another, capturing that moment, when she should have been following the bride and groom.

Protecting Yourself, Continued

            My computer was recently hacked. I received a message from “Microsoft Security” that my system was compromised. Then my computer froze, a blue screen telling me not to turn it off.

            My son-in-law is a techie, so I called him. Because of the blue screen, there was nothing he could do as I had no control over anything. We decided to force turn it off. I did. It looked and operated normally.

            For one day.

            The blue screen returned. “Microsoft Security” called. I believed it was them. They had my personal information: SSN, DOB, full name and home address. They also knew every credit card I owned and where I bank.

            They “helped” me file a report with the Federal Trade Commission. The site they transferred me to looked authentic.

            I was a sucker.

            Once all that was done, thanks to advice from members of my family and good friends that I trust, I did the following: (Not necessarily in this order)

  1. Filed a police report with my local department.
  2. Filed an identity theft report with social security. IdnetifyTheft.gov
  3. Froze our credit so no one could take out a loan in my name. (go to all three major credit reporting agencies. Equifax, Esperian and Transunion
  4. Filed reports with my credit card companies, cancelled those cards and asked for new ones.
  5. Changed all my passwords and user names to incomprehensible combinations.
  6.  Filed a report with the REAL FTC (by the way, the real site is identical with the fake one!)
  7. Filed a report with the FBI Internet Crime Complain Center
  8. Contacted everywhere we have money saved. Most froze our accounts while they ran their own fraud investigations
  9. Had our bank flag our accounts, which turned out to be a good thing as the scammers attempted to steal all our money.
  10. Shared my experience with everyone in the hopes that this wouldn’t happen to them
  11. The scammers attempted to make purchase on Amazon, using my information. I froze Amazon for almost a month.
  12. I looked at past credit card statements to see if there were accounts I might have missed, then changed those accounts as well.

I hope this helps keep you safe.

Two More Tips

The past several weeks I’ve been sharing all the steps I’ve taken after my computer was hacked and my personal data stolen.

This post will be short!

  1. My banker recommended disabling online banking. Period. For good.

She said that, in her experience, most of her customers who are hacked, are hit because of online banking. Crooks are savvy and can easily figure out how to access online accounts!

2. Check your banking and savings accounts regularly. Look for strange transfers of money. Scammers often start by transferring small amounts, as little as one cent. If that goes through, they will then steal all your money. If that happens, I’ve been told it’s nearly impossible to get your money back.

3. Tell all your friends what’s happened to you. Your experience might protect them from having the same thing happen to them.

4. My last (hopefully last) tip is to keep records.

Create a file in which you keep copies of the ways hackers affected you, from photos of your frozen computer screen, to all the places you filed fraud complaints.

Good luck!

Steps to Hopefully Stop Scammers

My computer was recently hacked. A fake message was sent from “Microsoft Security” giving false information. Like a fool, I believed them because my computer had been locked down that morning.

I didn’t realize it was a scam, even when the two different men that I spoke with gave “Anglicized” names but spoke with accents (I don’t want to speculate, but there was a hint of one of the Indian dialects). Both men sounded legitimate. They had my personal information: DOB, SSN, address.

The first man, from the so-called Microsoft Security, transferred me to an “Office” of the FTC. He also sounded legitimate, the site looked real. He took down my story about my computer being hacked. He then told me the FTC would represent me in a DC court. They would assign an attorney.

IF I GAVE THEM MONEY!

That’s when my eyes were opened. This was a scam.

Beware if You See This!

My problems began when my computer crashed. This is the screen that set everything off.

I couldn’t control my mouse. Was afraid to turn off my computer.

I called my SIL who’s really good with computers. Because of this image, I couldn’t share my log in with him. The only thing he came up with was to turn off the computer.

When I restarted, my computer was back to normal. For a day. Then the screen returned.

I got a call from “Microsoft Security” which unfortunately I thought was real. It isn’t, so if you receive that call, DO NOT ANSWER!

Things spiraled rapidly.

My husband got our bank account flagged, thank goodness. Someone attempted to use my credit card to buy stuff from Amazon. I cancelled the card and notified the bank. It was also flagged, which was good, because they attempted to use it several more times.

Then they found my JCPenney card and tried to charge things with it. I got that cancelled and flagged.

Meanwhile my computer went to be cleaned up. They found five viruses imbedded, several connected to the dark web.

Please be careful!

Just Me

If I could choose to be

anything in the world,

I’d prefer to stay me,

an ordinary girl.

Nothing too special,

simply plain ol’ me;

terribly typical

without mystery.

Lacking true beauty

from the outside,

I’ve talents aplenty

on the inside.

Reader, writer, singer,

puzzle-solver, too;

teacher, sister, mother,

friend to folks like you.

I’ve never had a dream

of golden luxuries.

I’m happy as I seem

floating on a breeze.

I yearn for happy days

filled with simple joys,

living, loving, always

playing with my toys.

Call me someone gentle

call me your best friend,

call me gorgeous twinkle,

forever without end.

Don’t Surprise Me

Don’t jump out from behind a door

Screaming “Surprise”

Expecting me to react with unsurpassed

Joy.

It’s not going to happen.

Don’t plan a birthday party

A week before the actual date

Thinking I’ll appear with a huge smile

And clap my hands with joy.

It’s not going to happen.

Don’t wrap a fancy package with

Brightly colored ribbon topped with a bow

And drive all the way to my house

Knock on my door and

Think I’ll be dumbstruck with thanks.

It’s not going to happen.

Unlike some people I hate surprises.

No, I detest them

As I never know how to react

Or whether or not I’m expected

To reciprocate.

I’m stilted socially.

I didn’t grow up in a home

That taught or understood

Social niceties.

What to do when this or that happens.

I hate parties,

Not knowing what food to bring for sharing

Or what gift might please someone else

Or what to say to people I barely know.

I hate surprises unless its roses from my husband

Or a call from one of my grown children

Or a card from a friend

Or perhaps a gift of a prayer in time of need.

Put me in a room full with people

And I freeze.

My mind goes blank and I struggle to find

Something to talk about.

I drop into ‘teacher’ mode

posing questions as if to my students

listening to responses

while thinking of another question.

Don’t surprise me and expect

Gushing praise.

Don’t spring something on me

Thinking I’ll jump for joy.

Don’t hand me a gift

That I don’t expect

As I will feel guilty

For not having done the same for you.

To put it simply:

Don’t surprise me.

Travails

            I thought I was smart enough to recognize a scam.

            Many times I’d hung up on potential scammers. My favorite: a man pretending to be my grandson asking for money. First of all, my grandson doesn’t speak with an accent and definitely doesn’t sound like an old man. That was an easy one.

            I’d fended of many calls pretending to be from Microsoft or the bank or a credit card company.

            For months warnings have appeared whenever I was online, threatening that one account or another would crash it I didn’t do something immediately. I ignored those as well.

            But when my computer crashed, giving me a robin-egg blue screen, I didn’t know what to do. Two of my neighbors are IT specialists. Neither were home. I tried shutting down my computer, but upon restart, the blue screen was still there.

            I called my son-in-law, who knows more about computers than I will ever know. Because I couldn’t share the screen with him, I had to take photos with my phone and text them to him.

            He suggested not just shutting down my computer, but unplugging it. I did so. Waited an appropriate amount of time. Restarted. The blue screen was gone. For one day.

            When it appeared the second time, I received a phone call from Microsoft Security. I was skeptical, but it seemed legitimate. They knew stuff about me. My SSN, DOB, and even credit card. I did what they said. They transferred me to the FTC, where I spoke with someone claiming to be an Officer. He gave me a case number.

Meanwhile my husband visited the bank. I am so glad he did that! We had no idea how deep these scammers were into my computer and our finances.

            The blue screen went away. For another day.

            Another phone call. The voice sounded familiar. By now I am scared. They know everything about me. SSN, DOB, home address. Even my oldest son’s name.

            When they asked for a cashier check to safeguard my accounts, I knew this was a scam.

            Fortunately I had already begun changing passwords. I’d filed complaints with two federal agencies. After the second call, and then a third, I filed complaints everywhere I could.

            I still don’t know ow safe we are.

            My computer has been cleaned up. Five viruses had been found. Several connected to the dark web. They were deeply embedded in my computer and hadn’t been stopped by either of the antivirus programs installed.

            I’m sharing this as a cautionary tale.

            If you get that blue screen, take your computer in for a cleansing!

            Don’t try to fix it on your own.

            Don’t talk to anyone who claims they are from a know company.

            Please be smarter than I was.

Emotional Rollercoaster

Alone

In the middle of a crowded room

Silent voices scream for recognition

Fear

Twists guts into compressed clay

Paralyzing limbs, numbing throats

Degradation

Fills the ears of the emotionally injured

Ruining scarce moments of hard-fought joy

Depression

Carries sinking hearts into oblivion

Erasing memories of happiness felt

Hands

Reach out, begging for salvation

Yearning for one sign of love

Answers

Arrive in rain-soaked clouds

Pouring down tears of understanding

Compassion

Clears the night of unmasked terrors

Awakening remnants of esteem, long forgotten

Joy

Blooms in multi-colored bursts of words

Spoken, thoughts shared, kindnesses felt

Light

Seeps into crevices of the heart

Obliterating shards of self-doubt

Happiness

Explodes in multicolored bursts

Opening souls to welcoming voices

Surrounded

Encased

Enfolded

Alone no more

Our Life Stories

all of life is a series of

nonstories

the might-have-beens

the almost becames

the things we dreamt of

doing

but never did

the wishes unfulfilled

presents never delivered

or received

places never visited

near-misses

chance occurrences

that developed into nothing

the left-behinds

and

soon-to-be forgottens

all stories untold

mysteries locked

romances closeted

things never experienced

foods never tasted

but secretly yearned for

nonstories frozen in place

and time

with no characters to lament

plots stagnant

themes dragging behind

do we obsess

over the lost stories

and live life in a

vacuum?

of course, not

we constantly create

our personal life stories

our dreams springing to

a life lived luxuriously

laughing joyously

over the endless

possibilities

Don’t Drip on Me

I don’t want your blood

Dripping over my head

Not literally or symbolically

Your thoughts and fears,

Your inhibitions and philosophies

Would infiltrate my defenses

So keep it to yourself

I don’t want your tears

Dripping over my head

Not one salty drop

Polluting my ducts, my eyes,

My heart my very being.

That sadness is contagion,

An invisible hammer to crush

My defenses

So keep them to yourself.

I don’t want your beliefs

Dripping over my head

Uninvited misconceptions

Invading my perceptions

That I’ve spent years

Rehoming as I take in

Information to be analyzed.

So keep them to yourself.

Drip-dripping all over me

No blood, no tears, no beliefs.

Uninvited, unwanted

Invaders of my very self.

No gushes, no rivulets, no streams

Dripping over me.

So keep them to yourself.